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| National | Average Rate* | Points | | 30-Year Fixed | 4.97% | 0.7 | | 15-Year Fixed | 4.33% | 0.7 | | ARM | 4.11% | 0.6 | | | * Conforming FNMA Loan Amount |
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"Life is the sculptor and adversity the chisel that creates the masterpiece which is your character."
Scott Patterson
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